Thinking of depositing to FT, questions

If i intend to withdraw, do i need to withdraw with the same method on how i deposited? If i use MB to put in, must use MB to take out?

Seems like MB is a pretty popular method to deposit, just wondering why doesn't anyone just use a debit/credit card instead to deposit? Or what are the downsides?

And is it true Singapore cannot withdraw to a SG credit card? And the only way to withdraw is by MB which have to pay the stupid 10$ service charge each time?

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